Longwood, FL (ContentDesk) October 23, 2005 -- Economic indicators say that credit card and loan delinquencies are at an all time high, along with personal bankruptcy filings. Obviously, many Americans need to do a better job of handling their money. Much like going to the doctor for a physical, a financial check-up is needed to evaluate how effectively we are handling our finances. Problems arise when we dont exercise a healthy financial regimen, which should include: tithing faithfully and consistently; having six months living expenses set aside in savingsreserved for emergency purposes only; purchasing via cash, check, or debit card, as opposed to using credit; saving for a future down payment on a house or, for those who are homeowners, consistently prepaying the principal on the mortgage. Christian Principles for Managing Money gives readers tips on overcoming financial woes.

This book will help readers become better stewards so they can be a blessing to themselves, to their families, and to their communities.In his book Christian Principles for Managing Money (October, $9.99, 1-59781-610-8), James S. Poore teaches five basic principles for better money management. The author explains how to apply the principles to our lives in the most productive and practical ways. For example, most people sort their rent check by pay period. Believing they have to pick and choose what priority to handle with each paycheck is the wrong way to look at it, says Poore.

A new strategy is the one he advocatesto divide each paycheck into five major categories (giving, income taxes, savings, debt, and spending). Through this new blueprint readers adopt a much better financial plan, one practical enough for the average person to implement. Unlike other studies, aside from the recommended 10 percent tithe, it is up to the individual to decide what God is telling them their different budgetary percentages should be. The author encourages each person to craft their own tracking method, an exercise that will prove to be revealing to them, especially when it comes to figuring spending reductions. Poore recalls heading to college with only the clothes I carried with me. He personally used the principles that he explains in his book to increase his net worth.

As a result Im a successful business man who owns and operates two restaurants in Indianapolis. Through my ministry of teaching Christian finances many individuals and families and also the church, as a whole, have become more competent in handling the material resources God has blessed them with. Author James S. Poore, II, received his Bachelor of Science degree in agricultural economics from Lincoln University in Jefferson City, Missouri, which he attended on a full athletic scholarship. He also has an MBA degree from Indiana Wesleyan University. Today, James Poore is a successful businessman in Indianapolis.

He is also a longtime member and stewardship director of Eastern Star Church, where he has been teaching for ten years the Christian finance class at JEWEL Bible Institute. Students in these classes are learning concepts that are synonymous with what is in the book. Poore has shared these same principles at various conferences, revivals, and worship services. His work for other churches includes teaching various Bible studies, classes, and workshops, and serving as a consultant for stewardship campaigns. Poore was also the vice president and director of marketing for the largest privately held bank in Indiana.

He and his wife, Pamela, have one son, James S. Poore, III (Trey), and two daughters, Bailee and Kyndal.Xulon Press is the worlds largest Christian publisher, with more than 2,500 titles published to date. Retailers may order Christian Principles for Managing Money through Ingram Book Company and/or Spring Arbor Book Distributors..