Denver, CO (ContentDesk) January 13, 2006 - According to The Wall Street Journal, pre-Christmas government figures show U.S. consumers to have spent around $39 billion dollars more than they earned in 2005. National spending has not outpaced earning since 1933. What does this mean? People are tapped out and living on the edge. If they have enough to pay the bills in a good month, a medical emergency, a credit card minimum payment increase, etc., is likely to send them over the edge.

This scenario is rapidly becoming more the norm than the exception. As a result, many blame themselves or the policies of their political leaders. However, author Susan Boskey says we need to dig deeper for the real reason. Her newly released book, The Quality Life Plan": 7 Steps to Uncommon Financial Security, www.alifestylerevolution.com goes where none have dared to go when it comes to long-term financial solutions. In this remarkable new book she spells out a personal finance concept (based on an overlooked piece of public domain information) designed to reverse the economic vulnerability of the middle class.

The Quality Life Plan blazes the trail with its groundbreaking how-to personal finance system that challenges conventional thinking. Families USA just released a study stating, Health insurance premium costs rose at least three times as fast as wages since the year 2000. Tony Crescenzi, a Miller Tabak bond market strategist said, "The CPI is correct in measuring consumer prices, but it's not correct in measuring the cost of living." The New York Times, on July 18 of this year reported, The amount of money workers receive in their paychecks is failing to keep up with inflation.Ms. Boskey asserts that if financial security and personal well-being are to be sustained into the 21st century, personal finance practices need an extreme makeover. She adds that no matter how good someone might be at making, spending and investing money (by the rules learned growing up), they will still hit the wall of stress and disillusionment. Why? No one told you the rules of the (money) game have changed! Different times absolutely require that people employ different wealth building and money management strategies if comparable financial security AND personal well-being are to be achieved today, as they were in times past.

This is especially significant for the millions of baby boomers about to hit retirement age. The Quality Life Plan clarifies all known, as well as hidden reasons, why age 65 is no longer the magic number it used to be and why retirement (as we have known it) is now as obsolete as a Nash Rambler. According to Robert Kiyosaki, author of Rich Dad, Poor Dad, Millions of baby boomers wont be able to retire because theyre carrying all this debt. At that point, there isnt enough in the 401(k) and medical insurers will cancel their insurance when they turn 65. Its a perfect storm.

Theres not enough money for retirement, too much debt, no medical insurance and theyre out of time, financially. With the golden years in the balance, the time has come to embrace a new model of later years success. The Quality Life Plan leapfrogs over moneymaking schemes, debt leveraging and consolidation and frugality measures to expose the big picture (via a comprehensive lifestyle prescription) of how to thrive today. Non-traditional yet practical strategies as to how to think about, spend, earn and invest money fill this great new book. Ms. Boskey refers to her step-by-step system as revolutionary since it challenges the assumption that credit access is ever more essential to basic living.

She says, not true and details a way out of the double whammy of spiraling costs and mounting debt. The Quality Life Plan is completely unique to the financial self-help marketplace as its strategies rest upon all-important, public domain data, virtually ignored by money gurus or financial planners. The benefits of The Quality Life Plan? "The ability to afford health care"Long-term ability to live without accessing credit"Meaningful work"Cash reserves on hand"People-to-people investing"Diminishing debt"Time to develop interests, skills and talents"Time for family and what is important"Time and resources to assist others"Wealth that highlights personal and spiritual well-being and money Redefining Success, LLC, is a privately held company specializing in breakthrough personal finance products for the middle class that are based on a significant financial concept overlooked by money gurus and financial professionals alike. Visit their website at www.alifestylerevolution.com For additional information contact: Susan BoskeyP.O. Box 324Lafayette, CO 80026Days: 720.565.9746 x 105Evenings 303.666.6374Fax: 720.565.0499.